Business service
Commercial Truck Insurance in Davenport, FL
Commercial truck insurance for owner-operators and fleets. We work with multiple carriers to find coverage that meets your operation and your budget.
In the package.
- Primary auto liability
- Physical damage on tractor and trailer
- Motor truck cargo
- Non-trucking liability (bobtail) for leased operators
- General liability
- Workers comp guidance for fleets
- Filing of BMC-91 / BMC-32 for MC authority
Three steps.
- Step 01
Quote
We collect your USDOT, MC, equipment list, driver list and loss history. We shop multiple carriers.
- Step 02
Compare
You see real quotes side by side. We explain coverages, deductibles and what each policy actually pays.
- Step 03
Bind
Pick the policy. Pay the down payment. We bind coverage and file proof with FMCSA if needed.
Things people ask.
Do you sell or do you compare?
We work with multiple carriers. We compare. You make the call.
How fast can I get bound?
Often same day if your paperwork is in order. Most policies bind within 24-48 hours.
What is the minimum FMCSA requires?
Federal minimum is $750K primary auto liability for general freight, $1M for many shippers, $5M for hazmat. Most brokers and shippers require $1M minimum regardless.
What is non-trucking liability (bobtail)?
Coverage for when your truck is operated outside the carrier's dispatch — driving home after dropping a load. Leased operators almost always need it.
Will you file BMC-91 for my MC?
Yes. Once bound, we file the BMC-91 (or BMC-91X) with FMCSA so your authority can activate.
You might also need.
Same day, on site
Ready for commercial truck insurance?
Call the lot at (407) 300-7398. English and Spanish.